NEW YORK, May 14 : When Pattern Group co-founders David Wright and Melanie Alder needed $10 million for their startup in 2017, it was barely a rounding error for a bank like JPMorgan, which held $2.5 trillion in assets at the time. Yet the bank still flew a team to Lehi, Utah, to evaluate the e-commerce company in person. “We were literally in a warehouse with some desks next to it,” Pattern CFO Jason Beesley said. “They came and visited us and weren’t spooked by that.”    That hands-on