Good morning, Quartz readers! HERE’S WHAT YOU NEED TO KNOW The Federal Reserve has big banks doing a delicate balancing act. Their net interest income number will reveal the quality of strategies for dealing with lower rates . Suggested Reading U.S. holiday sales could reach $989 billion despite economic uncertainty Trump Media stock plunges after weekslong rally Can weight loss drugs get people back to work? Eli Lilly wants to find out AI investing will take trillions from other funds, CEO