Martin Lewis has offered guidance on understanding your state pension entitlement . He provided detailed advice after a listener to his BBC podcast asked a question about National Insurance contributions. He also spoke about how the state pension rules could change in the future, and the possibility of moving to a means-tested system. You typically need 35 years of National Insurance (NI) contributions to qualify for the full new state pension, which presently stands at £241.30 weekly, or £12,