Gabriel Motomura, partner and co-head of BTG Pactual Empresas, and Rogério Stallone, BTG Pactual corporate credit partner and co-head of BTG Empresas, discuss SME productivity. Global Finance: Small and midsize enterprises (SMEs) face a productivity gap compared with larger firms. What does BTG Pactual Empresas offer to improve SME productivity? Rogério Stallone: Other banks and startups typically start with banking and then move to lending. Access to credit is the biggest bottleneck in Brazil