An advisor for wealthy people who have retired early explains why he thinks 401ks are 'money jail,' and where he tells clients to invest instead
Business
As Austin Dean was earning his various financial advisor certifications, he wasn't fully satisfied with the curriculum that revolved around traditional wisdom — particularly the advice to max out retirement accounts. He was in his early 20s at the time and personally interested in the financial independence movement. The thought of "locking up" his savings in accounts that wouldn't be accessible until age 59 ½ wasn't appealing. "I was like, 'There's got to be a better way. I don't want to have
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