Several Social Security Administration (SSA) changes are arriving this month for beneficiaries. On October 15, the cost-of-living adjustment (COLA) will be finalized for next year, determining the adjustment for benefit increases to take effect in January. Around 70 million Americans rely on Social Security payments each month, and the COLA is an instrumental part of determining what exact benefit amount recipients will receive. The current estimate is that the COLA will be 2.7 percent, but