KFF Health News Jan 16 2026 New York-based performer Cynthia Freeman, 61, has been trying to figure out how to keep the Affordable Care Act health plan that she and her husband depend on. "If we didn’t have health issues, I’d just go back to where I was in my 40s and not have health insurance," she said, "but we’re not in that position now." Freeman and her husband, Brad Lawrence, are freelancers who work in storytelling and podcasting. In October, Lawrence, 52, got very sick, very fast. "I