Transitioning from a steady paycheck to relying on retirement income can be daunting — and personal finance expert Dave Ramsey says that for many Americans, Social Security may not offer what they’re counting on. In his latest remarks, Ramsey explains why retirees need to be realistic about what Social Security can and cannot provide. Social security statistics Based on data from the Social Security Administration, there were 2.7 workers paying into Social Security for every retiree receiving