Martin Lewis has issued a stark warning over a "ridiculously unfair" penalty that savers are forced to pay. The consumer champion revealed he has spent years campaigning for the policy to be overhauled. In a recent episode of his BBC podcast , Mr Lewis spoke in detail about Lifetime ISAs. With the end of the tax year fast approaching, savers may wish to consider topping up their ISAs before the £20,000 ISA allowance resets. Lifetime ISAs are designed as a savings vehicle for either your first