Gov. Kathy Hochul pledged to save drivers a bundle of money on car insurance by switching state laws on personal injury lawsuits – but high-powered attorneys want to ensure that never happens. Hochul said she will push reforms that would put the brakes on soaring auto insurance premiums as New Yorkers pay an average of $4,000 per year — a whopping $1,500 more than the national average. But her pitch to change the state’s nebulous “serious injury” threshold to weed out minor lawsuits has already