The Federal Reserve cut its key interest rate for the second time this year on Wednesday in a move that experts say could lead to lower mortgage rates before the end of the year; however, much depends on what happens with the U.S. economy in the coming months. “The initial reaction in bonds is muted, and mortgage rates are steady,” Melissa Cohn, the regional vice president of William Raveis Mortgage and a 43-year mortgage industry veteran, said in a statement shared with Newsweek . That could