With just days to go until the end of the HMRC tax year, savers and investors have been warned to act quickly if they want to avoid losing a personal tax-free allowance. The last day for people to use their £20,000 tax-free ISA allowance is April 5, 2026, so whether they are planning to stash away cash in a savings or stocks and shares ISA, speed is imperative. But if those investing are unsure as to where exactly they want to invest their money, which many will be in the current fraught