Martin Lewis has explained three scenarios where saving may not be the best option for your money. The MoneySavingExpert.com founder used the latest MSE weekly newsletter to urge people to check the interest they are receiving on their savings. But he also revealed that saving may not be a priority in certain situations. For example, if you have an emergency fund of between three and six months’ worth of bills, and you have a pot of cash that you won’t need access to for at least five years,