Mortgage loans interest rates, both variable and fixed, the last representing over 99% of all new mortgage loans granted today, will increase in the second half of 2025, according to a market analysis issued by online broker Ipotecare.ro and financial consultant and mortgage broker SVN Romania | Credit & Financial Solutions. Thus, IRCC, the index used as a reference for calculating all variable interest rates, will have a value of about 6% in the last quarter of this year, according to the