As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card debt is rising, this becomes an even more pronounced concern. With finite budgets supported by Social Security and retirement savings, any additional expense or monthly premium needs to be weighed carefully. So it may seem counterintuitive to add a new insurance policy to the mix, especially when

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