My first husband passed away at 26. My mom at 51. My father-in-law at 71. Those losses taught me that putting anything important off until "someday" is a risk I don't want to take. Several years after I was widowed, I married Steve, who had always dreamed of living on a sailboat. So when I said, "maybe we could live on a sailboat someday," I caught myself — and we started researching our options. At the time, I worked as a therapist with a 9-to-5 job in an office and writing was my side hustle.