Homeowners insurance premiums rose by a staggering 64 percent nationwide between 2021 and 2025, nearly four times more than they did in the previous five years, according to a new study. Newrez, a residential mortgage lender and servicer, analyzed roughly 1.2 million Newrez‑serviced loans originated in 2020 or later, and found the average national annual homeowners insurance premium climbed from $1,597 in 2021 to $2,625 at the end of last year. This is no longer a problem just for a handful of