When it comes to investing for retirement, there are several types of accounts you can choose from. But if you're young, experts say a Roth option can be especially smart to start with. "Typically, the younger you are, the more a Roth makes sense," says Patrick Huey, certified financial planner and owner of Victory Independent Planning in Portland, Oregon. Unlike a 401(k) or traditional individual retirement account, which are funded with pre-tax dollars, Roth 401(k)s and Roth IRAs are funded