During last month’s State of the Union address, President Donald Trump had a message for beleaguered Americans facing rising costs: They should just “hold on a little while” longer on lower prices. “We’re getting that down. And soon you will see numbers that few people would think were possible to achieve just a short time ago,” he said. Buy now, pay later firms have seen the financial weaknesses of the average household, as well as skyrocketing credit card interest rates, and they’re here to

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