Bridget Phillipson’s education reforms will see schoolchildren learn about the rudiments of mortgages, savings and credit cards – which is fine by me, as I don’t want my kids to be as bad with finances as I am, says Victoria Richards W hen I was at school, the way I “saved” for a rainy day was by hiding £5 notes in the backs of books and stashing them away on my bookshelf, only to forget that I’d ever put them there. As a consequence, a) I had no money (other than the £3.32-an-hour I earned in