As the most romantic day of the year rolls around, cybercriminals are setting their sights on lovebirds indulging in online shopping for presents or arranging that special holiday escape. Fraudsters have created fake travel agency sites, luring in unsuspecting couples with bargain breaks or lush hotel stays. Once payment has been made the tickets or bookings either don't exist or are cancelled last-minute with no refund - meaning you'll loose out on your money and the holiday. Richard D, online