A credit card that gives you cash rebates over miles may be a better choice for fresh graduates while they work on increasing their cashflow, advises our guest. When choosing a credit card, which reward system should you go for – miles or cash rebates? On the brand-new segment called Money Talks Explains, where we break down your financial questions, Tim Phillips from Inkcome explains the pros and cons of each, the trade-offs and key factors to consider before choosing your next credit card.