Millions of borrowers once again have access to student loan forgiveness — but they may need to take action to ensure they qualify. The U.S. Department of Education will resume cancelling the debt of eligible borrowers enrolled in the Income Contingent Repayment plan, or ICR, and the Pay as You Earn plan, or PAYE, according to an agreement reached by the American Federation of Teachers and the Trump administration . Earlier this year, the department had stopped cancelling the debt of borrowers