For lower- and moderate-income workers who contribute to retirement savings , the new federal Saver's Match — scheduled to start with the 2027 tax year — could be a much-welcomed addition to their nest egg . Yet many current savers may first need a different account to get the money. Authorized by the 2022 Secure 2.0 retirement legislation, the Saver's Match program will provide income-eligible retirement savers with a matching annual contribution worth up to $1,000 for single tax filers and $2,