I'm a personal finance writer, so when I was sent a letter telling me I'd had a lost pensions pot that I knew nothing about, I was sceptical that it could be a scam . In fact, I was so convinced, I ignored these letters for five years - until I finally decided to investigate and discovered I had £130 in forgotten savings . When you think of lost pensions , your mind typically goes to someone a little older than myself - but it's a huge issue that affects millions of people of all ages. New