In honor of America’s favorite observance, happening today, here are some questions about that most thrilling of subjects: personal finance. And by the way, did you know that Russia’s Peter the Great taxed his subjects’ beards? On a lengthy tour throughout the (clean-shaven) Western Europe of the 1690s, the czar determined that Russians’ hirsuteness was holding them back, so he sought to modernize. Peter began by literally shaving nobles’ beards off himself at an infamous party, but after