The Foreign, Commonwealth and Development Office (FCDO) has significantly expanded its 'red list' in recent months due to regional escalations, particularly in the Middle East and Eastern Europe. It is important to be aware of which parts of the world pose a greater risk to tourists than others. While it is not advisable to ignore the Foreign Office's advice, doing so is likely to invalidate any insurance that travellers have obtained. In most cases, insurers will not cover people who knowingly