Americans need $1.46 million to comfortably retire — but most seniors have just $200,000 in savings

Statele Unite

Americans need more money than ever to retire comfortably — but a shocking majority of senior citizens have just a fraction of the recommended savings. Savings of at least $1.46 million are recommended for a comfortable retirement, according to Northwestern Mutual’s 2026 financial planning study . But most Americans between 65 and 74 years old had just about $200,000 in retirement accounts, a 2022 federal consumer finances survey found . That’s just 13% of the recommended retirement savings — a