It's not a clinical diagnosis, but this term refers to a very real concern around money. If you ever feel anxious about spending money on something, even when you can technically afford it, you’re far from alone. Financial fear is an overwhelming feeling that doesn’t vanish once bills are paid or paychecks hit your bank account. For many, this underlying anxiety can also spiral out to a more extreme condition that experts call “Bag Lady Syndrome.” It’s not a clinical diagnosis, and the term