After five quarters of stagnation, the EU economy returned to modest growth in the first three quarters of the year, while the disinflation process continued. According to the European Commission Autumn Forecast, the conditions for a continued gradual pick-up in growth in 2025 and 2026 are in place. Financial conditions are easing; the labour market remains strong; the disinflationary process is seen as solidly in place; and households’ disposable incomes are set to continue expanding. Elevated

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