If there is one word that sums up 2024, it is "change": change in politics, with over 2 billion people across the world going to the polls, and a profound shift in the global order that has shaped the world over the last 80 years and that is leading to trade tensions, conflicts and war. The economy is also changing, with an energy revolution in full swing and an accelerating deployment of artificial intelligence, challenging the way we work and live. Climate change brings more frequent and