Parents who took out student loans for their child's education could be excluded from affordable repayment plans and loan forgiveness programs in the coming months if they don't take certain steps soon, consumer advocates warn. "I'm hearing a lot of anxiety from parents about losing access to income-driven repayment plans ," said Kathleen Boyd, a certified financial planner and founder of Student Loan Savvy in San Diego. The Parent PLUS federal loan program allows parents to borrow on behalf of