Photo: Blend Images - JGI / Jamie Grill / Getty Images Wouldn’t it be nice if there were a magic formula or simple trick that allowed you never to have to worry about money or manage your finances again? While that may not be realistic, there are some simple things you can do right now to improve your money situation. Try these five steps for successfully managing your personal finances . Another bonus? If you stick to these five tips, your financial problems may start to diminish, and you can