Credit card delinquencies have climbed to their highest levels in over a decade as borrowers continue to struggle under the weight of persistent inflation and elevated interest rates. Despite the Federal Reserve's recent rate cuts, the average cardholder is still dealing with credit card APRs hovering near 23%, making minimum payments increasingly unsustainable. And, when it comes to the millions of borrowers who have already missed payments , the question isn't if debt collectors will escalate

Tag-uri: Inflatie