It may be hard to believe, but it wasn't that long ago that there wasn't much difference between the interest rates savers could secure with a traditional savings account and those they'd get with a high-yield savings account . In fact, at the start of the decade, a high-yield savings account was barely "high-yield" at all, with interest rates during that ultra-low period often found just around 1%.  Fast forward a few years, however, and these rates surged thanks to inflation and a sustained

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