There is no collapse. No Lehman Brothers moment. Instead it’s a slow burn, a financial treadmill that many are never able to get off. Across the country, households are juggling a web of obligations: student loans, credit cards, car payments, medical bills, rent, utilities, and even financing for necessities like groceries. Unlike the 2008 crash, this crisis isn’t unfolding in a way that makes the nightly news or regularly features on the front page of The New York Times. Indeed, it has rarely