For many young people, the dream of university has lost some of its shine. With tuition fees and living costs leaving graduates with average debts of £53,000, the age-old question; is a degree still worth it? has become harder to answer. Recent data from a survey of 1,500 16–25-year-olds, published by the Association of Accounting Technicians (AAT), shows that financial literacy among young people is alarmingly low. Less than half received any formal financial education at school, over a