Risks never disappear in business. They just change their form, frequency, and intensity. But one thing remains unchanged: companies need clarity, speed in decision-making, and a reliable partner. Paraphrasing a famous quote by the American founding father Benjamin Franklin, “in this world nothing can be said to be certain, except death and taxes,” one could say that in business nothing is certain except risk and taxes. In this context, Allianz Trade, a global leader in trade credit insurance