KFF Health News Apr 13 2026 An elementary school teacher chose a low-price health insurance plan but soon realized she wasn't clear about what it would mean for her family's finances. "Once I got the insurance card, I compared our old plan to our new plan, and that’s when I really got worried, because I didn’t really understand what a deductible was. It got me thinking, how do I use this insurance?" — Madison Burgess, 31, of San Diego When enhanced federal subsidies expired at the end of 2025,