(31 Dec 2025) RESTRICTION SUMMARY: ++MUSIC CLEARED FOR EDITORIAL USE++ ASSOCIATED PRESS Jersey City, New Jersey - 31 December 2025 1. SOUNDBITE (English) Seth Sutel, The Associated Press: ++SOUNDBITE PARTIALLY COVERED++ "2025 wound up being another really great year for investors, but there were considerable bumps along the way. In April, the market had a big kind of freak out where they got very worried about the announcement of widespread tariffs from the White House. That wound up a very big