We’ve all seen the headlines about falling birth rates and the global trend to delay starting a family. Rather than getting married and having children early in their twenties, many couples are delaying parenthood until their thirties or even their forties. Many presume that’s predominantly a financial decision, but that’s not the only reason millennials are holding off. The question isn’t just whether they can afford to start a family, but also, can they cope with the mental load that comes