Former Alabama DL Luther Davis charged in 20M loan scam. A stunning fraud case tied to Alabama Crimson Tide football has emerged, as former defensive lineman Luther Davis is accused of orchestrating a massive loan scam involving several NFL players. According to reporting from USA Today , Davis allegedly impersonated high-profile athletes in a scheme that netted nearly $20 million in fraudulent loans, sending shockwaves through both college football and the NFL. How Did the Alleged Scheme Work?