Cost-cutting alone will never give us the financial security we seek, finance blogger Dawn Cher says. We must boost our earnings and here’s how. We’ve all heard the usual spiel about being smarter with our finances – save money, skip the daily overpriced lattes and avoid the avocado toast. While it’s shocking how this simple dish of bread and fruit easily goes for S$15 to S$22 at many cafes, cutting it out won’t be enough for us to achieve financial freedom. It’s true that succumbing to