Millions of careful savers are unwittingly heading towards financial losses by allowing their cash to sit idle in accounts offering meagre returns. These accounts deliver interest rates hovering around a mere 1%, meaning savers are actually losing out when compared against the sharper climb in inflation and living costs. In stark contrast, some of the finest easy-access options pay over four times that amount, fresh research has uncovered. Data from TotallyMoney, compiled by Moneycomms,

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