Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6% . Now many of those same accounts are approaching their CD maturity date at a time when rates are drifting lower. If you have a CD that's about to expire in the coming weeks, it's imperative to understand your options and be proactive. If you ignore your CD's maturity date , it might auto-renew at a lower rate, or you