Gone are the days where young people worked to frantically amass huge pension wealth to enjoy later down the line—at least for Generation Zers, who seem more interested in enjoying their savings now and less trusting of the social security systems in place to safeguard them later on. For those born between 1997 and 2012, traditional retirement is no longer the north star of financial planning. Instead, flexible work, freelancing, accessible investments, and real-time financial control are