Wage garnishment is one of the most serious consequences borrowers can face when their debts go unpaid. Once a creditor or debt collector writes off a debt after months of nonpayment and then secures a court judgment, they may be able to legally take a portion of your paycheck before you ever see it. This, in turn, can leave you scrambling to cover basic expenses, especially if your finances were already stretched thin to begin with. While the idea of wage garnishment can seem extreme, in today'