In this week’s newsletter: The climate crisis is making insurance unaffordable for many – and it should worry all of us, even if we think we’re safe from floods, wildfires and hurricanes • Don’t get Down to Earth delivered to your inbox? Sign up here In this week’s newsletter: The climate crisis is making insurance unaffordable for many – and it should worry all of us, even if we think we’re safe from floods, wildfires and hurricanes Don’t get Down to Earth delivered to your inbox? Sign up here