If enacted, President Donald Trump's proposal for a temporary 10% cap on credit card interest rates could change many policies for borrowers. Among them: how issuers decide to value credit card points. If you've accumulated any significant amount of credit card points , you should probably spend them now — but not because of the potential for a 10% interest rate cap, says Nick Ewen, senior editorial director at The Points Guy. "This is not a reason in and of itself to spend your points," Ewen

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