High-yield savings accounts . Money market accounts . Certificates of deposit (CDs) . Traditionally, these account types have provided savers with safe and effective ways to protect and grow their money. And, in recent years, they became critical tools to offset inflation, with rates on some as high as 6% or 7% . While they're not nearly as profitable as they were in 2024 and 2025, however, they can still serve as viable homes for your money, whether that's a large amount such as $50,000 or

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